Transparent and Good Business
Transparent from the start, were always honest about the process and kept me in the loop. Closed fast and allowed me to walk away on top with cash, on a property that had some issues.
Private: Blog
Can I Sell My Home If It’s In Foreclosure North Carolina?
Foreclosure occurs when a homeowner is unable to make their mortgage payments on time and has no way to catch up on the missed payments. Because a mortgage is a legal agreement between you and your lender, once you’ve defaulted on the loan, the lender can auction off the property to cover any outstanding debts, leaving you homeless and with terrible credit.
No one wants to receive a notice of foreclosure and yet, in a nationwide study, nearly 1 million Americans were afraid of losing their homes (U.S. Census Bureau Household Pulse Survey, fielded from July 27 to Aug. 8, 2022). And foreclosure can occur from a number of reasons, including:
- Job loss and loss of income
- Divorce or death of a spouse or partner
- Mounting debt, including medical and credit cards
- Moving without being able to sell the home
- Natural disaster
GeoQuest is a local company operating in North Carolina that has built their business by buying distressed houses and properties in the area for cash. They promise competitive cash offers without the hassle of dealing with real estate agents, title companies, traditional bank financing, and more!
What is Foreclosure?
Let’s say you or your spouse recently lost your job. You still have the same bills to pay but unfortunately you don’t have the money to cover your expenses, including your mortgage payment. What happens now? Even if you find another job the amount of debt you’ve accrued during that time might be too large for you to pay off in a reasonable amount of time. When this happens, the bank starts the process of foreclosure.
How Long Do You Have To Get Out of Your House After Foreclosure?
The steps for foreclosure in most states are missed payments, public notice, foreclosure, auction, and eviction, but the amount of time for each step varies based on state. You could have anywhere from 120 days to nine months before the bank can foreclose using either a judicial or non-judicial foreclosure. During this time, your lender will reach out to you by phone, mail, and email to let you know about the process.
The Different Types of Foreclosure
There are two different types of foreclosure you may experience: nonjudicial foreclosure or judicial foreclosure.
What Is Non-Judicial Foreclosure?
A non-judicial foreclosure is the fastest and cheapest way for a lender to foreclose on your North Carolina property. It does not require taking you, the homeowner, to court and can be completed according to state statutes. In the case of non-judicial foreclosure, your lender repossesses your home to sell it and recover whatever debt is owed using what’s called a “power-of-sale” clause in the deed of trust. Not every state allows for this option but, if yours does, the lender will generally choose it to avoid any court costs.
What Is Judicial Foreclosure?
In states that require judicial foreclosure, your lender must file a lawsuit asking the court to issue an order to allow for the sale of the home. The lender must provide you with this letter. Whether you agree or not, you must respond to the letter or the lender will automatically win the case and be allowed to put your home up for a foreclosure sale. When the house is sold, you are still required to pay the difference between what you still owe on the mortgage and the amount the house sold for.
Auctions are not like regular home sales and generally the house is not sold for market value. This means that even if your house is in great shape and worth a lot more than what is left on your mortgage, you may still find yourself owing tens of thousands (if not hundreds of thousands) of dollars for a house you no longer own! This is called a deficiency judgment. It’s an expensive and long process for lenders to take to try and recoup their debt, which is why most prefer a non-judicial foreclosure.
How to Sell House Before Foreclosure in North Carolina
Let’s break down a few ways you can sell your house, depending on your time frame and situation:
Hire A Real Estate Agent
The first step most Americans think of when selling a house or property is to reach out to a local real estate agent. But there are pros and cons to this option when you are in a difficult situation such as foreclosure. Sure, a good real estate agent can list your property on the MLS and help you get it ready for open houses and daily showings, but they do all of this work so that at the end of the closing process a large chunk of your money from the sale of your house goes to them in the form of the agent’s commission. When you’re already suffering from a mountain of debt and need every penny to pay back your lender, a commission of 3% to 6% of your final sale price may be too hefty an amount to give up.
Plus, there’s the additional fear of not knowing when your house will actually close. Realtors may promise a lot, but at the end of the day you’ll still need to find the right buyer and wait 30+ days for a traditional close. For some homeowners who are facing auction and eviction, even waiting one month might be too long.
Short Sale
If you owe more on your house than it’s worth, your realtor may require what is called a short sale. A short sale is necessary when you owe more on your house than the property is currently worth. For example: if you owe $200,000 on your house but in the current market it’s only worth $150,000, you must deal with a short sale. Though it may seem like a good option, it won’t be fast or easy.
To start off, you’ll first need to get your lender’s approval. To qualify for a short sale, you must prove financial hardship using documentation such as W-2s, medical bills, etc. For a situation such as loss of income, the lender will require that you prove that the loss of income is long-term and unlikely to turn around in your favor. If the lender approves the short sale, you will need to find a real estate agent and attorney that specialize in short sales, and they will still charge you the same amount as they would if you were selling your house with a traditional home sale.
If your foreclosure hasn’t dragged on for too long and you’ve maintained contact with your lender, it’s likely that they will approve the short sale. This allows them to avoid the time and expense of trying to foreclose on your property, while still recouping some of the loss from the missed mortgage payments. But for the regular American homeowner, the short sale will follow them for the next 5 to 7 years.
You may have sold the house and been able to pay off some of your debt, but the short sale can damage your credit the same as if you had declared bankruptcy. The credit unions include the delinquency on your mortgage(s) to your lenders and the short sale on their records, making it nearly impossible for previous homeowners to get a credit card, buy a car, or move into a new house or property for the same amount of time as a bankruptcy.
Sell Your House AS-IS to A Cash Buyer
If you’re under a strict time restraint to sell your house before a foreclosure progresses to auction and eviction, you do have options! You can try to sell your property with a real estate agent, work with your lender to complete a short sale, or – best of all – turn to a trusted and reliable cash investor to help you with your situation.
Some of the benefits of selling to a direct cash investor include:
- A quick and pain-free closing process.
- Avoid paying any commissions or fees.
- You won’t have to worry about marketing your house and waiting for a buyer.
- No need to clean-up or complete any repairs!
When you sell your home as-is to a direct cash buyer, you not only can avoid losing your home to an auction, but you also may be able to sell the property for enough money to get out of financial debt. Moving on with your life without the burden of a monthly mortgage payment and debt hanging over your head is one of the best gifts you can give yourself!
Can You Stop Foreclosure Once it Starts?
Pay Off Your Loan & Fees
You’ve found yourself in a difficult situation. Your debt is adding up while your finances remain the same. It’s time to get serious and look at ways to pay down your debt quickly. Do you have any items you can liquidate? Maybe you have friends or family that can gift you money or provide you with a loan until you get back on track. If you are serious about paying down your debt and stopping foreclosure, you may need a financial professional to help you restructure your budget. Use one of these solutions or combine them all to help climb that avalanche of debt and get back to living a life free of stress.
Declare Bankruptcy
As a last resort, bankruptcy may help you stop the foreclosure of your home but it comes with a high cost. The bankruptcy process is complex and will require a lawyer that specializes in bankruptcy law. If the court approves your petition, you will be entered into a government-approved credit counseling program and the bankruptcy will be reported on your credit report for 7 years. A bankruptcy affects all areas of your life, including when you try to purchase a car, apply for a credit card or bank account, and can disqualify you from future rentals.
The Homeowner Affordability and Stability Plan (HASP)
If your debt is higher than your income, you may be eligible for the Homeowner Affordability & Stability Plan (HASP). HASP is a loan modification program targeted at borrowers who are at risk of foreclosure due to insufficient income. This government program was designed to help homeowners in the United States restructure their monthly payments to fit a limited budget. Apply for the program here to see if you qualify.
Related Articles
5 Ways the Foreclosure of Your North Carolina House Will Impact You in the Future
What Homeowners in North Carolina Can Expect During the Foreclosure Process
The Difference Between Pre-Foreclosure and Foreclosure for Homeowners in North Carolina
How to Sell Your House During Bankruptcy in North Carolina
Stopping the Foreclosure Process: A Guide for North Carolina Homeowners
Sell Your House Fast to a Cash Buyer
Are you ready to sell your house but don’t have the time to wait 30+ days for a traditional close? Does a short sale seem like a fast way to ruin your credit? Prefer to pay off all your debt at once and get the bank off your back fast? A direct home buyer and cash investor might be exactly the solution you’ve been searching for! When you work with a trusted and reliable investor with a great reputation in your area, you’ll find a helpful company with cash on hand that is ready to purchase your home from your as-is. With a cash buyer, you can skip the lengthy process of foreclosure, eviction, and auction within a matter of days, and save your credit as well!
You may not get full market value for your house or property when you sell to a trusted cash investor, but the timeliness of a fast closing, and the lack of fees, required inspections, and commissions often balance this out at close. Best of all, because an investor can close fast, you can often close before the bank is able to auction off your property! This means you can sell the property for the amount that benefits you versus the pennies to the dollar price the bank will often try to sell your house for just to get it off the books.
We Buy Houses in Foreclosure & Pre-foreclosure – Get Your Offer Today!
Does the idea of finally walking away from a property without the storm cloud of foreclosure hanging over your head? Contact a real professional at GeoQuest to find out more and get a fair cash offer for your property today.
Privacy Policy
What information do we collect?
We collect information from you when you subscribe to our newsletter, fill out a form, or submit property information.
We may collect information about your computer, including your IP address, operating system, and browser type using Google Analytics, this is to improve browsing for everyone and does not identify any individual. You can learn more about how data is collected with Analytics here.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, or phone number. You may, however, visit our site anonymously. We transfer information about you if GeoQuest is acquired by or merged with another company. In this event, GeoQuest will notify you before information about you is transferred and becomes subject to a different privacy policy.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
- To process transactions
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
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We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Third-Party Services
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies with respect to the information we are required to provide to them for your purchase-related transactions.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.
Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
Remarketing
GeoQuest also may use 3rd party vendor re-marketing tracking cookies, including but not limited to the Google Adwords tracking cookie. This means we will continue to show ads to you across the internet, specifically on the Google Content Network (GCN). As always we respect your privacy and are not collecting any identifiable information through the use of Google or any other 3rd party remarketing system.
The third-party vendors, including Facebook and Google, whose services we use – will place cookies on web browsers in order to serve ads based on past visits to our website. – Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to your website. This allows us to make special offers and continue to market our services to those who have shown interest in our service.
In addition to using cookies and related technologies as described above, we also may permit certain third-party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about user activities on our Sites and/or Services (e.g., to allow them to tailor ads on third-party services). These companies may deliver ads that might also place cookies and otherwise track user behavior.
For example, we may use Google’s “remarketing” service to target our ads to you based on your prior use of the Site when you visit other sites in Google’s content network.
This website may use Google AdWords
This website uses the Google AdWords remarketing service to advertise on third-party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an inquiry. This could be in the form of an advertisement on the Google search results page or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the GeoQuest website. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.”
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We, therefore, will not distribute your personal information to outside parties without your consent.
Children’s Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), and we do not collect any information from anyone under 13 years of age. Our website, products, and services are all directed to people who are at least 13 years old or older.
Personal, Financial, And Property Information
Our company is a real estate services firm that may require you to submit certain information so we can help you in your situation. This information may include your contact info, information about your property, or even in some cases financial information needed to help us analyze your property and situation. This information is for our use only and will not be shared with outside parties unless required to help us help you solve your real estate situation.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
Contacting Us
If there are any questions regarding this privacy policy you may contact us with the information on our contact page.
GeoQuestStep 2 of 2: Help Us With A Few More Bits Of Information…
Excellent! Now A Few More Questions
To Help Us Learn More About Your Property…
This information will help us make our offer more quickly and more accurately. The more we have to go off of, the better the offer we can confidently make you.
Or, if you’d rather, you can give us a call and we can go over this info over the phone at (743) 200-4371. Whichever is easiest for you!
Again, you can always call us and chat over the phone anytime at (743) 200-4371. There’s never any hassle or obligation. We’ll tell you like it is. We truly love working with people who need a fast, honest solution to a house that you need to get out from under.
How The Process Works
Tell us about your property.
It’s quick, easy, and free!
If it meets our buying criteria…
We will contact you to setup a quick appointment.
We present you with a fair all-cash offer…
Or discuss the best method to proceed.
We close at a local reputable title company.
Have cash in your hands in as little as 7 days!
Timeframe: Once we get your information, we’re usually able to make you a fair all-cash offer within 24 hours. From there, we can close as quickly as 7 days… or on your schedule.
Contact us today to get your offer!
Selling Your Charlotte Home Can Be A Quick & Easy Process
GeoQuest buys houses in and around Charlotte (and other areas, too!). We’re not listing your house, we’re actually the ones buying your home. Because we pay cash and are buying your Charlotte home directly from you, we’re able to close quickly (or on your schedule).
When you work with us there are no fees and no commissions like there are when you list your house with a traditional agent. You never have to worry about any extra costs to sell your house fast coming out of your pocket or even getting your house “market-ready” to sell. We want to buy your house as-is.
No matter how ugly or pretty it is and no matter the location, we buy houses in Charlotte in any condition.
From offer to close and cash in your hand in as little as 7 days.
You can get rid of the headache of that property fast and avoid paying one more utility payment, tax payment, insurance payment, mortgage payment, or any of the other costs associated with a home. If you list your house and wait 90+ days to close, you have to figure in all of the costs of holding that property during the time you have it listed and are waiting for the property to close.
Don’t worry about fixing anything or cleaning your house again and again for buyer after buyer.
We don’t care how dirty your house is (we’ve seen worse!) or how many repairs are needed. Is it a complete fixer? Great! We love projects. We want to make an offer on your house today. Let us save you time and put more money in your pocket.
What does “as-is” mean?
We buy your Charlotte home as-is, meaning you don’t have to worry about doing repairs, fixing your home up, or getting it ready for showings. We’ll handle all repairs, inspections, and more after we purchase your home. We factor this into our offer, of course, but it saves you the money and the headache associated with getting your home ready to sell.
What does an “all-cash offer” mean?
“All-cash” means exactly that – all cash for your Charlotte home! Because we are real estate investors who are purchasing your home directly, we don’t rely on traditional financing like retail homebuyers. When you sell to us, there’s no risk of the financing falling through, or closing being delayed. When we make you an offer, that’s the full amount you’ll receive at closing.
How fast is a fast closing?
After you send us information about your home, we can make you a no-obligation, fair all-cash offer in as little as 24 hours. Once you accept, we close at a local, reputable title company in as little as 7 days. Compare that to the 30+ days it can take to close when listing your house the traditional way, and the benefits are obvious!
What if I don’t need a fast closing?
At GeoQuest, we work on your time frame. If you don’t need a fast closing due to the need to make arrangements, explore your future options, etc., we will schedule the closing on the day that works best for you!
Will I get a lowball offer?
Our goal is to provide you with the fairest offer possible. Unlike other buyers or big tech giants, we’re transparent with how we arrive at an offer amount. What we offer is based on what the value of the property may be once we make the necessary improvements and upgrades. We’re entirely transparent with this offer process and happy to walk you through how it works.
Is this even legit?
Yes, it is! The real estate industry is rapidly changing, and thousands of homeowners are exploring their options when it comes to selling their house in the fastest, easiest, and most transparent way. That’s where we come in. We offer an alternative for those homeowners who may not have the time or ability to list their house on the market for top dollar. We’ll work with you to assess your situation, make you a transparent all-cash offer, and close on your timeline.
See what we can offer you for your house…
Frequently Asked Questions
Maybe you have a few questions. That’s okay; most people do. Here is a quick collection of some of the questions people ask us, along with our answers. If you still have a question, don’t hesitate to contact us anytime. We would be happy to answer it for you.
Q: Will you be listing my house on the MLS or actually buying it?
A: Great question. We’re not agents, and we don’t list houses. Here at GeoQuest, we are professional home buyers: We buy houses Charlotte that meet our purchasing criteria, and we don’t use bank financing so you don’t have to worry about our ability to close on a deal. After purchasing, we may repair the house and resell it to another homeowner or keep it as a rental ourselves.
Q: How are you different from a real estate agent?
A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 4-6 months) and then takes a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3 to 6% of the sale price of your house. If it’s a $100,000 house, you’ll pay between $3,000 to $6,000 in commissions to an agent.
Agents provide a great service for those that can wait 4+ months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different. We’re not agents, we’re home buyers. Our company buys the house directly from you. Since we pay with all cash and purchase the house from you, we can make a decision to buy your house within a couple of days (sometimes even the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer.
Looking for this to be broken down further? Here’s a comparison chart to give an overview:
| Selling w/ A Charlotte Agent | SOLD To GeoQuest | |
|---|---|---|
| Commissions / Fees: | Up to 6%, paid by you, the seller | None |
| Who Pays Closing Costs? | 2% on average is paid by you, the seller | We pay all costs. |
| Inspection & Financing Contingency*: | Yes, sales can fall through. | None needed |
| Appraisal Needed: | Yes, the sale is often subject to appraisal. | No, we make cash offers. |
| Average Days Until Sold: | +/- 91 Days | We provide immediate cash offers. |
| Number of Showings: | It Depends | 1 (Just Us) |
| Closing Date: | 30-60+/- days after accepting the buyer’s offer | The date of YOUR CHOICE. |
| Who Pays For Repairs? | Negotiated during the inspection period | We pay for all repairs. |
Q: Do you pay fair prices for properties?
A: Many of the houses we purchase are below market value. We do this so we can resell it at a profit to another homeowner. We are looking to get a fair discount on a property. In our experience, many sellers aren’t necessarily expecting a large “windfall” on the property. Instead, they appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time, effort, or expense is required on your part to fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast, let’s see if we can come to a win-win price for both parties. Our no-obligation pricing commitment means that you don’t have to move forward with the offer we give… but it’s good to know what we’re offering!
DOWNLOAD our free guide that walks you through the Pros and Cons (plus the cost and timeline) of selling your house to a real estate investor versus the pros, cons, and costs of the other two alternatives – listing with an agent or selling it yourself.
Q: How do you determine the price to offer on my house?
A: Great question, and we’re an open book. Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and the value of comparable houses sold in the area recently. Taking the many pieces of information into consideration, we come up with a fair price that works for us and works for you, too.
Q: Are there any fees or commissions to work with you?
A: This is what makes us stand out from the traditional method of selling your house: there are NO fees or commissions when you sell your house directly to us compared to listing fees, where up to 6% comes out of your pocket. We’ll make you an offer and, if it’s a fit, then we’ll buy your house with no hassles and no fees. We’ll often pay for the closing costs, too! We make our money after we pay for repairs on the house and sell it for a profit. We’re taking the risks here on whether we can sell it for a profit or not. Once we buy the house from you, the responsibility is ours and you walk away without the burden of the property and its payments, as well as cash in your hand.
Q: Is there any obligation when I submit my information?
A: There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us. We’ll let you decide what’s right for you.
Want To See What We Can Buy Your House For?
Fill Out The Quick Form Below To Get A No-Hassle, No-Obligation, All-Cash Offer
Learn The Pros and Cons Of Selling Your House To A Local Professional Home Buyer – Your FREE Guide:
Download our FREE Guide here and contact us anytime with questions or if you would like a no-hassle Situation Evaluation. Learn more about how we help Charlotte homeowners sell their unwanted properties for cash.
Get your FREE Guide and then give us a call at (743) 200-4371. We would love to discuss what your home is worth and what we can offer to buy it with our Cash Offer Program.
Thanks for telling us a bit about your house!
After we look over the details provided, you can expect a call within 24 hours so we can get any final bits of information on the house we need so we can make you a FAIR ALL-CASH OFFER this week.
With that said, here’s our phone number if you’d like to reach out beforehand: (743) 200-4371
Feel free to call us anytime if you have any questions. And, make sure you have your phone near you in the next 24 hours because we’ll be ringing you to get a few more details so we can make you a fair offer asap.
– GeoQuest
Transparent and Good Business
Transparent from the start, were always honest about the process and kept me in the loop. Closed fast and allowed me to walk away on top with cash, on a property that had some issues.
Have questions? Great. We’re glad you do!
Here are a few answers to common ones…
Who Are We?
Our company is a real estate investment firm, and we focus on helping homeowners who need to sell their homes fast do that. With no hassle.
What Does It Cost To Work With Us?
Nothing. There are no fees or commissions. We don’t list your home… we’re looking to actually buy your home ourselves. Plus, we even pay for all of the closing costs and other costs associated with the sale. Can’t beat that right? 🙂
How Does The Process Work?
First, we’ll give you a call to get a few more details about your house. Just basic stuff, nothing fancy or complicated. Just enough info for us to know what we’re dealing with so we can make you a fair and fast all-cash offer.
Next, if you’re ready to have us buy your house based on our offer, we’ll get the paperwork going with a local trusted, neutral title company so you can trust that there isn’t any funny business going on (no “kitchen table closings” here).
Last, (usually within a week, if you need it that fast) you’ll have the cash in your hand so you can move on… and we’ll take the burdensome house off your hands.
What If The House Is In Really Bad Shape? Will You Still Buy It?
We buy houses in any condition or shape. You’d be amazed at some of the houses we’ve bought before. Why do we buy even rundown houses? Simple, most ugly houses just need a little TLC, and then they’re pretty houses that someone would love to live in once again. We pay for all renovations and repairs after we buy the house — so you don’t have to worry about any of that.
How To Stop Foreclosure In North Carolina
Have you missed over 60 days of mortgage payments? Is the bank threatening to foreclose? Are you tired of your creditors’ harassing phone calls, but you don’t know what to do? GeoQuest has solutions that can possibly help save your credit, avoid foreclosure entirely, or help you sell your house and maybe even walk away with cash at close.
We are North Carolina‘s trusted and reliable direct cash home buyer. In addition to helping homeowners navigate the pre-foreclosure process, we make fair cash offers for houses in any condition, and we can close on a timeline that is as fast or as slow as you need. Even if your bank is calling you every day, threatening to sell your house at auction, we can help. Read our guide on how to stop foreclosure in North Carolina, talk with us to get experienced guidance on navigating the foreclosure process, or let us make you a fair cash offer for your property today.
Talk with real people who have helped others avoid foreclosure.
We can help avoid foreclosure and the hassles of listing your house with our North Carolina Cash Offer Program. Ultimately, we are here to help you find solutions and are happy to talk you through the pre-foreclosure process and what you need to do next.
Behind on your mortgage? We’ll deal with the bank.
Selling your house can be stressful enough! We’re experienced homebuyers and can work with your lender to forestall foreclosure and ensure that you don’t have to deal with them again after the house is purchased.
Get a fair cash offer, close and get your life back.
For homeowners facing foreclosure, time is not on their side. But with our Cash Offer Program, we close much sooner than the traditional listing timeline and put foreclosure worries to bed.
We can guide you through every step of our straightforward selling process.
Need To Stop Foreclosure Now?
If you’re in pre-foreclosure and want to learn how to stop foreclosure asap, the best thing you can do right now is to educate yourself on your options. We’ve created free online guides to help homeowners just like you find out your options on getting out of the sticky situation you’re in right now.
Remember, you aren’t the first person to go through a foreclosure…and won’t be the last. So don’t feel ashamed. It happens.
For some people, selling your home is the best and quickest option (we’ll make a fair all-cash offer on your house today, just let us know about your situation here). Beyond a cash offer, we’ve been able to help STOP FORECLOSURE completely through education and helping homeowners understand the resources available to them. These resources are readily available to you! Click here to get your free foreclosure guide.
If you are a North Carolina homeowner and are trying to find a way to avoid foreclosure and save your credit, GeoQuest has a solution. We have provided solutions to countless others facing foreclosure and would love to talk through your options with you. Best of all, when we buy your house directly from you, we buy it as-is. You walk away without having to do a single repair or upgrade. It’s that easy and convenient. North Carolina area homeowners that are already struggling with a high interest rate and months of missed mortgage payments can’t afford the time and cost of selling their home through a traditional real estate agent. That’s where our easy selling process can help.
Resources To Help You Sell Your House Fast
We’ve compiled some resources on this page to help you sell your house fast or save you from foreclosure. We work with homeowners every day who need to sell their house but can’t do it the traditional route through a real estate agent… and people going through foreclosure. So, use us as a resource too. We’d be glad to answer your questions, help you better understand your options, and walk you through how our “home buying” service works… where we’ll make you a fair no-obligation, no-hassle offer. It’s simple, straightforward, and just may be perfect for you.
Check out these resources and links below…
Free Guide: The Pros and Cons Of Selling A House To A Professional House Buyer – We wrote this guide this year to walk through your 3 options when you need to sell your house. 1) Working with an agent. 2) Selling it yourself. 3) Selling to a real estate investor. This guide will tell you the pros, cons, costs, and timeline associated with each option… and it’ll show you which options make sense in what situations. Download the guide free here <<
Foreclosure Resources and Information –
FDIC Foreclosure Prevention Information – The FDIC is a government entity and created a great resource and “Foreclosure Prevention Toolkit”. If you’re in foreclosure check it out.
5 Ways To Stop or Avoid Foreclosure In Today’s Market – FREE Guide:
Need more information on the foreclosure process and How To Stop Foreclosure? Download our FREE Stop Foreclosure Guide here. Or, you can always feel free to Contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners avoid foreclosure or sell unwanted properties for cash.
Thank you–Download Your
FREE Guide Below!
If you need help any time during the process just give us a call or shoot us an email. We can walk you through your options, look at your specific situation, and in many cases, we can buy your house at a fair price in as little as 7 days with no commissions or fees.
Download Report Now: Pros and Cons of Selling to a Professional Home Buyer
Download Report Now: How to Stop and Avoid Foreclosure in Today’s Market
A Bit About Us And How We Can Help:
GeoQuest is a real estate solutions and investment company based here in Charlotte. We love helping homeowners like you who are in tough situations find a win-win solution so you can get back on your feet and back to normal life. Our solutions range from helping you work with your lender to get your payments to where you can manage them again, we can buy your house for an all-cash fair offer in as little as 7 days, or several other solutions. In the end, we present you with all of your options… then sit back and let you choose what’s right for you.
If you want us to look at your situation and show you all of your options… with NO-HASSLES at all… just honest information and guidance, just click the link below and tell us a bit about your house and your situation. It takes 5 minutes and could help you find the solution you’ve been looking for.
Contact Us
We would love to hear from you! Please fill out this form and we will get in touch with you shortly.Connect With Us!
Do you have questions you are ready to ask us?
Excellent! We love talking with people to see how we can help you reach your goals.
If you have questions about:
- The history of our company and who we are.
- Our process for making you an all-cash offer for your house.
- Our process for helping homeowners stop foreclosure in Charlotte, for situations that qualify.
- Or anything else you want to ask us, even if it’s just to make sure we’re real people!
Just give us a ring at the phone number below or shoot us an email through the form. We’ll get back to you within 48 hours. If you need us quicker, make sure to call as we’re able to answer phone calls more quickly than we’re able to return emails.
Chat with you soon!
Contact Info:
GeoQuest
1235 East Blvd Ste E PMB-2222
Charlotte, North Carolina 28203
(743) 200-4371
5 Ways To Stop or Avoid Foreclosure In Today’s Market – A FREE Guide:
Need more information on How To Stop Foreclosure and the foreclosure process? Download our FREE Stop Foreclosure Guide here and feel free to contact us anytime if you have questions, want a no-hassle Situation Evaluation, or would like to learn more about how we can help Charlotte homeowners avoid foreclosure and sell their unwanted properties for cash.
About GeoQuest
For years, the only option for most Charlotte house sellers has been to list their property on the market, try to sell it yourself, or hold on to it hoping the problem will go away. GeoQuest saw the gap in the local market for all of the property owners who don’t want to (or can’t) sell through the traditional route with an agent.
We provide win-win solutions to help homeowners get out of their sticky situations, including foreclosure, owning a burdensome property, probate, or anything else. Our focus is on providing you with a solution to your situation so you can continue to do the things you love.
How We Work With Homeowners
We are a real estate solutions company based out of Charlotte. We’re a family-owned business with a focus on helping homeowners like you find solutions to any problem. Whether you’re going through a foreclosure, can’t sell your property, or just need to sell your house fast, GeoQuest can help.
If you have any questions about our process for helping you sell a house quickly and for a fair cash amount or if you want to learn more about us, don’t hesitate to contact us anytime!
Call GeoQuest Today At (743) 200-4371
The Pros & Cons Of Selling Your House To A Local
Professional Home Buyer
Download our FREE Guide here and contact us anytime with any questions, for a no-hassle Situation Evaluation, or if you would like to learn more about how we help Charlotte homeowners sell their unwanted properties for cash.
Get your FREE Guide and then give us a call at (743) 200-4371. We would love to discuss what your home is worth and what we can offer to buy it with our Cash Offer Program.
Contact Us
We would love to hear from you! Please fill out this form and we will get in touch with you shortly.The Easiest Way To Sell Your House Fast In Charlotte
Want to sell your house fast in Charlotte North Carolina? We buy houses as-is! No agents, no fees, no repairs, and it’s completely FREE! Learn how our home buying process works!
We believe selling a house in Charlotte should be fast, and hassle-free. If you’re interested in selling your house in Charlotte, North Carolina, we can buy your house with a fair all-cash offer. We work on your schedule, and best of all, when you sell to us, you sell it as-is. Walk away without doing any repairs. We’ll even clean out the property for you. It’s that easy.
How To Sell Your House For Cash In Charlotte, North Carolina
To start, simply fill out our short information form on this site or give us a call at (743) 200-4371. We will present you with the highest cash offer possible within 24 hours.
STEP 1
Tell us about your house. We’ll get started today analyzing your property.
STEP 2
We’ll make you a fair offer based on the market value and condition with no obligation.
STEP 3
Choose the day you’d like to close and pick up your check. It’s that easy!
Local Cash Homebuyers In Charlotte You Can Trust
We’re GeoQuest! As cash home buyers, we buy houses anywhere in Charlotte and other parts of North Carolina. Our house buying process is simple and, as a bonus, we can pay closing costs, too.
Our goal is to help sellers ease the stress and hassle of selling a house. Save time and money by selling to a professional cash homebuyer.
Start the process today if you are serious about selling your Charlotte property! Fill out the form below for a fast online quote, or call us at (743) 200-4371.
Get An Offer Today, Sell In A Matter Of Days
We Buy Houses In Charlotte In ANY Situation
There’s no issue we haven’t seen during our years in business. Stopping foreclosure? Facing divorce? Moving? Upside down in your mortgage? Liens? It doesn’t matter whether you live in it, you’re renting it out, it’s vacant, or not even habitable. We’ve helped owners who have received unwanted property through inheritance, own vacant houses, are behind on payments, owe tax liens, downsized and can’t sell, and more. Even if you’ve previously listed the property, the house needs repairs you can’t afford, is fire damaged, or has bad rental tenants, GeoQuest can still buy it and will work through your unique situation.
Too many repairs to deal with
Received a renovation quote to get your house fixed and can’t afford the costs?
Inherited a property
Inherited property and need to sell it before probate is complete?
Going through divorce
Going through a divorce and want to sell a house within your timeframe and just be done?
Stop foreclosure
In default on your mortgage or taxes, and the house is scheduled for auction?
Moving out of state
Need to relocate for work or retirement and need a quick seamless sale?
Tired of dealing with tenants
Sick of being a landlord and renting to tenants who trash your home and don’t pay rent when it’s due?
What Are The Benefits Of Selling My House For Cash In Charlotte?
GeoQuest provides the fastest option for selling your Charlotte home. No listing fees, agent commissions, and a quick and hassle-free closing process. When you sell to companies that buy houses, you skip the hassle of repairs and agents. Getting rid of the headache and hassle of dealing with an unwanted property is our service to you. See the side-by-side comparison below:
Sell With Our Cash Offer Program
Sell your house to GeoQuest
Get a fair cash offer so you can sell without the hassles and stress of listing.
- Competitive cash offer within 24 hours – You choose your closing day.
We’ll carefully evaluate your house with our local market expertise to provide a fair, no-obligation cash offer. - Zero fees. Zero commissions. No closing costs.
We charge no fees or commissions when we buy your house. The sales price is the amount that goes into your pocket. - No Showings – No Hassles
We buy your house “as-is,” meaning no open houses, no weekend showings, and no need to fix the house up. - We cover repairs.
If your house needs repairs, we’ll handle them for you! You can even leave behind unwanted items, and we’ll haul them off at no extra charge. It’s that easy.
Sell The Traditional Way
Listing your house with an agent
The time, money, and stress of listing your house on the market really add up.
- It could take months to sell your house
Your home costs you money the entire time it sits on the market. Some people just can’t wait 90 days to sell their house. - Fees and commissions add up
In addition to closing costs, commissions and fees stack up and reduce the cash that goes into your pocket. On average, 6% in commissions/fees are paid by a seller. - Open Houses and disruptions to your life
Not only do you have to get your house ready to show, but the number of showings can seriously disrupt your life. - You may be asked to make repairs
Depending on what happens during the inspection period, you could be on the hook for repairs you didn’t know you needed.
Is Selling A House To A “We Buy Houses” Company In Charlotte A Good Idea?
Listing with an agent works great for sellers with a property in perfect condition and who can afford to wait for the right buyer. The Charlotte housing market is hot and pretty houses are selling fast.
However, a “we buy houses” company like ours can help you avoid the hassles of a traditional sale. Traditional sales require you to deal with having dozens of people walk through your house for an open house, worrying about inspections, and buyers who may have their financing fall through. All this can add stress and months to the process. When you take the agent’s fees and items the buyer is requesting you fix into account, the amount you get in your pocket is rarely the price you’re selling for.
A Quicker Way To Sell Your House In Charlotte North Carolina
Is there a solution to skip the uncertainty and lengthy process of a traditional home sale? Yes, there is! Sell directly to GeoQuest. We buy houses directly from Charlotte homeowners for cash. Sell your house fast and without having to pay an agent’s commission.
When we buy your house with our local Cash Home Buyer program…
No Commissions
No commissions (and we’ll pay closing costs!) – We don’t charge commissions. Our profit comes from fixing up your house and going through the hassle of selling it ourselves.
Sell In as-is Condition
When we say “we buy houses as-is,” we mean in. Does your house need repairs you don’t want to make? Great! We’ll do the repairs for you.
Fast Cash Sale
We’ll know very quickly if we can help and, unlike selling through an agent, you don’t have to wait to see if the buyer can get financing – we’re ready to buy right now!
Private Home Sale
Fully confidential – Avoid having to share your information with agents, dozens of buyers, and the world on the MLS. Our process is entirely private and discreet.
No Repairs Needed
We deal with repairs ourselves when we buy your house. We’ll make it our responsibility to fix everything from leaking roofs to complete remodels.
No Cleaning Needed
We’ll clean the house – You never have to worry about cleaning it up for daily showings and open houses.
Options For Selling Your House Fast In Charlotte, North Carolina
There are three options when selling a house or property in Charlotte, North Carolina:
List your house on the market with a real estate agent: From listing to cash in hand is usually 45 to 90+ days, plus you must deal with the hassles of open houses, commissions, appraisals, and financing falling through at the last minute.
Sell the house yourself (FSBO): You’re doing all the work an agent would do to save money on selling expenses, but it costs you a lot of time and stress.
Sell for cash to GeoQuest: Avoid the hassles of listing on the market, pick your closing date, and don’t bother with cleaning up or repairs. There is no obligation to see how much we can pay, and we LOVE the most difficult situations agents or other real estate investors won’t touch.
Get started by submitting your property information below; you’ll receive a cash offer on your house within 24 hours. We can close whenever YOU choose to close – it’s entirely up to you! It doesn’t matter the condition, if you have owned the house long, or if there are tenants you can’t get rid of. We’ll take care of it all. And, because we buy houses for cash, you don’t have to worry about your buyer getting financing; we can close in as little as seven days. Go here to learn about our process →
Get An Offer Today, Sell In A Matter Of Days
Or Give Us A Call Now At (743) 200-4371
Sell Your House For Cash In Charlotte And Walk Away
We buy properties from owners like you, in all situations. From divorce, foreclosure, death of a family member, burdensome rental property, and other situations. We buy houses for cash in Charlotte. Sometimes, homeowners have lives too busy to take the time to do all the things typically needed to prepare a house to sell on the market. If that describes you, tell us about the property you’d like to sell. We can help you sell your home quickly and for cash.
If you don’t want to put up with the hassle of owning that house any longer but the hassle and time-consuming expense of selling your property the traditional way is just too much, contact us today. Once you let us know about the property you’d like to be rid of, you could have a fair, no-obligation, all-cash offer in 24 hours and close in 7 days!
We buy houses in Charlotte and all surrounding areas in North Carolina. If you need to sell your house fast, we promise to make you a fair, no-obligation, no-hassle offer. Take it or leave it. You’ve got nothing to lose. Still have questions? Calling us could be the best decision you make all week! 🙂 (743) 200-4371
GeoQuest Reviews
Almost everyone knows several local real estate agents but selling your Charlotte North Carolina house to a direct cash buyer like GeoQuest may be a new concept for most. See how we’ve helped other local property owners sell with confidence, for a fair price, on your own schedule without traditional real estate hassles and fees.
Want to share your own experience with us? Send us a note to let us know what working with GeoQuest has been like for you.
Learn The Pros and Cons Of Selling Your House To A Professional House Buyer
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